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Share Rates
Last Dividend Declaration Date: January 17, 2017

The rates, fees, and terms applicable to your account are provided in its entirety in the Rate and Fee Schedule available at the office. We may offer other rates for these accounts from time to time.


 SAVINGS ACCOUNTS
 Type APR APY
 Regular Shares
0.10% 0.100%
 Premium Checking 0.25% 0.250%
 Dividend Express
   $2,500 Min. balance 0.10 0.100%
 Super Saver (Money Market)
   $10,000 Min. balance 0.10% 0.100%
   $50,000 Min. balance 0.15% 0.150%
 IRA 0.25% 0.250%
 Vacation Club
0.10% 0.100%
 Christmas Club 0.10% 0.100%
 Kirby Kangaroo® Club
0.10% 0.100%

APR=Annual Percentage Rate.
* APY is the Annual Percentage Yield (the amount earned if the principal and interest is in the account for the full term).

Deposits are insured to at least $250,000.00 by the National Credit Union Administration (NCUA).
 REGULAR & IRA SHARE CERTIFICATES
 Type APR APY*  Min. Balance 
 6 Month CD
0.15% 0.150% $500.00 
0.20% 0.200% $5,000.00 
0.25% 0.250% $25,000.00 
 12 Month CD
0.20% 0.200% $500.00 
0.25% 0.250% $5,000.00 
0.30% 0.301% $25,000.00 
 18 Month CD
0.30% 0.301% $500.00 
0.35% 0.351% $5,000.00 
0.40% 0.401% $25,000.00 
 24 Month CD
0.45% 0.451% $500.00 
0.50% 0.501% $5,000.00 
0.55% 0.551% $25,000.00 
 36 Month CD
0.70% 0.702% $500.00 
0.75% 0.752% $5,000.00 
0.80% 0.802% $25,000.00 
e-mail Disclosures Officials Only Privacy and Legal Statements

Your savings are now federally insured to at least $250,000.00 by the National Credit Union Administration (just like FDIC).
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